‘The current tax code is a daily mugging’ – Ronald Reagan ‘The avoidance of taxes is the only intellectual pursuit that still carries any reward’ – John Maynard Keynes Where do you start with a subject as deep and intricate as taxation? Modern day tax codes are impenetrable even to many accountants. This means that [...]
Shanghai Emergency: Building an Emergency Fund
February 10, 2012 By Leave a Comment
Private Wealth Management for Shanghai Expats: Planning Your Investments
February 10, 2012 By Leave a Comment
‘Risk comes from not knowing what you are doing.’ – Warren Buffett Investment is a topic rich in flavour. Whatever takes your fancy is possible to become an investment with the right attitude and a little work. I mean that sincerely. Almost anything can become an investment. I will explain a little about asset allocation. [...]
Expat Pension planning: a huge problem without a solution to please everyone.
February 10, 2012 By Leave a Comment
Pension planning is a huge problem without a solution to please everyone. Therefore, it will continue to be avoided and postponed for as long as possible by the political elite. I can’t say I blame them either. That means the YOU will have to take responsibility for your own retirement savings. Ideally, you should start [...]
Expat Retirement Planning: How much do you need?
February 10, 2012 By Leave a Comment
Now there is a question. The biggest problem I face when doing my job as a financial adviser with the aim of retirement provision is that question and the replies it usually receives. Why is that? Regrettably, most people do not want to think about the answer. It will be costly. I cannot help that. [...]
Repaying Your Debts: Whilst living & working in Shanghai
February 9, 2012 By Leave a Comment
Expat health insurance and medical cover: A key factor when financial planning
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‘The notion that aid to the poor perpetuates them in their poverty, that it would be better socially to leave them to nature’s intended fate, continues to lurk in public and private thought. It is the unspoken excuse for passing the beggar with the outstretched hand.’ – JK Galbraith, A History of Economics An area [...]
Life assurance for Shanghai expats: What is it ? Do you need it ?
February 9, 2012 By Leave a Comment
Life assurance for expats is a regular premium contract (you pay monthly or quarterly for example) which provides a lump sum payment (to an estate, trust or survivors) on the death of the life assured. These plans generally have no investment element so the cover provided and premiums payable are purely assurance related – a [...]
China expat life assurance: Protect your financial responsibility
February 9, 2012 By Leave a Comment
‘Do not take life too seriously. You will never get out of it alive.’ – Elbert Hubbard ‘Lives, like money are spent. What are you buying with yours?’ – Roy H Williams If you make a list of topics for a financial advisor to discuss with clients in order of priority, life assurance should always [...]
Expat Asset Management: Calculate your net worth.
February 9, 2012 By Leave a Comment
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